Richmond Payment Plans
The Smile Studios payment plan[s]
Are you considering treatment but are unsure about the best way to pay for it?
If so, you might be interested in the payment plan[s] we offer to fund your treatment.
How do I apply?
You will need to complete a simple online credit application. The information is transmitted to the lender immediately, and a reply is usually received by return.
How much can I borrow?
You can borrow between £350 and £25,000. Subject to status. You must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Obviously, this will depend on the amount you borrow and whether you pay a deposit.
How do I make the repayments?
The monthly payments are collected by Direct Debit. (The lender will tell the patient when the payment will be due, this is determined on the patient’s treatment date, release date to the practice etc)
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193
The Smile Studios Ltd trading as The Smile Studios Richmond is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority. The Smile Studios Ltd is a credit broker, not a lender.
